SBA · ACQUISITION FINANCING

SBA 7(a) financing for buyers on the ledger.

We connect serious buyers with SBA lender partners who specialize in business acquisitions. Pre-qualification in under one business day. No cost.

Min Down

10%

Buyer equity

Term

10 yr

Standard 7(a)

Max Loan

$5M

SBA 7(a) cap

Response

24 hr

Pre-qual range

— HOW IT WORKS

Four steps

Inquire

Quick form below: budget, timeline, credit range. Sixty seconds.

Lender intro

We connect you with an SBA partner matched to your deal size and industry.

Pre-qualification

Lender issues a pre-qualification letter you can use to make offers with confidence.

Close & fund

Lender handles underwriting through closing. Most acquisitions fund in 60–90 days.

— COVERAGE

What SBA 7(a) finances

Purchase price

Up to 90% of acquisition cost financed, including goodwill.

Working capital

Operating capital can be rolled into the loan to fund the first months of ownership.

Equipment & vehicles

ATM routes, vending machines, cleaning vans, service trucks — all eligible.

Real estate

If real estate is part of the deal, longer 25-year terms may apply.

Closing costs

Most fees, including the SBA guaranty fee, can be financed into the loan.

Seller note refinance

Replace short-term seller financing with long-term SBA terms.

— GET PRE-QUALIFIED

Tell us about your deal

— QUESTIONS

Does this cost anything?

No. SBA lenders pay us a referral fee when a loan funds. The cost to you is identical to going to the lender directly.

What's the minimum down payment?

SBA 7(a) acquisition loans typically require 10% buyer equity. Some lenders allow seller notes on standby to count toward this.

How long does pre-qualification take?

Most lender partners respond within one business day with a pre-qualification range based on your profile.

Which businesses qualify?

Most for-profit US businesses with two-plus years of operating history and verifiable cash flow. ATM routes, cleaning, vending, HVAC, and other service businesses are common.

Do I have to use a specific lender?

No. Pre-qualification is non-binding. We introduce you to a lender we believe is a good fit, but you're free to shop the deal elsewhere.

— METHODOLOGY

What this is

DealLedger maintains relationships with SBA lender partners who specialize in business acquisitions. When buyers submit pre-qualification inquiries through this page, we route them to the partner best matched to the deal profile.

We are compensated by lenders only when loans fund. We do not charge buyers, and we do not capture financing inquiries on listing detail pages — those remain neutral records.